Credit repair is a legal process (also known as the dispute process), that includes mailing letters to the 3 major credit bureaus and leveraging consumer credit law to dispute negative items on your credit reports in order to get them deleted. Negative items include collections, late payments, student loans, unpaid debt, charge offs, hard inquiries, repossessions, evictions, foreclosures, bankruptcies, etc. Getting bad credit history removed cleans your credit file by improving your payment history and increasing credit scores. As per the Fair Credit Reporting Act of 1970, every U.S. consumer has the right to challenge the information inside their credit reports. If the credit bureaus are unable to verify the disputed item within 30 days, they are required to delete it. The credit repair methods that we use and teach are 100% legal (and they work).

Having bad credit costs the average American approximately $400,000 more over the course of their lifetime including around $130,400 more in interest fees alone versus having good credit (source: Self Financial). In comparison, investing in credit repair is a small cost and statistically will save you hundreds of thousands of dollars long term. ​​ We have had many former clients go on to refinance their home, qualify for their dream car, get approved for a luxury apartment, get pre-approved for a $500k+ home loan, and increase their credit scores hundreds of points after investing in our programs. Yes, credit repair can be life changing.

It depends on how consistently you take action. Unlocking 700 gives you the exact steps to follow, but your results will come down to your follow-through.​ Most people begin seeing results within 3–6 months of applying what they learn, and with consistency, see best results within 6–12 months of consistent disputing. Every credit profile is different, and it typically requires multiple dispute rounds (each lasting up to 45 days) to see full results. Credit repair isn’t a quick fix — it’s a legitimate, legal process that helps you get negative items removed by challenging them with the credit bureaus. While some people do see great results early on, most should plan on a full year of consistent disputing to see the best outcomes.

No, legally we can not guarantee deletions or credit score increases. In fact, it is ILLEGAL for any credit repair business to guarantee results of any kind (as per the Credit Repair Organizations Act of 1996). Ultimately, only the credit bureaus have the power to make changes to your credit reports. The strategies taught in this masterclass have been used to get real, life changing results for our students & former clients. We are confident that if you learn the process and consistently take action, you'll see great results. Check out client results here.

Due to the digital nature of the Masterclass and having immediate access to the class and materials, all sales are final and non-refundable. We do not process refunds for the masterclass for any reason.

We do not offer 1:1 credit repair services at this time.​